Services & Pricing

Flat fees. No monthly surprises.
Just a clear path forward.

Every service is offered as a one-time flat fee — no recurring monthly charges, no fine print. That's on purpose: we believe in transparency and in you keeping more of what you earn.

TLC Change Strategy Session

$197 one-time

A one-time, in-depth consultation for anyone who wants a clear picture of where their credit stands, and exactly what to do next. Ideal if you want expert guidance and a plan, but prefer to do the work yourself.

  • Full credit report review and analysis
  • Identification of negative items, high utilization, and areas of concern
  • Personalized credit action plan with clear next steps
  • Education on what each item means and how it impacts your score
  • Recommendations for building credit going forward
MOST POPULAR

TLC Change Method

$697 one-time

Our signature, full-service program for clients who are ready for a complete, guided credit transformation — repairing, rebuilding, and reframing how you manage credit for good.

  • Initial consultation and full credit audit
  • Dispute letters written on your behalf
  • Monthly check-ins to review progress and next steps
  • Ongoing education — you'll always know what's being done and why
  • Personalized strategies to build and maintain positive credit habits
  • Guidance on using credit to reach your specific financial goals

Add-On Strategy Call

$97 per session

Available exclusively to active TLC Change Method clients. An extra one-on-one session outside your scheduled monthly check-in, for whenever you need a bit more support between appointments.

  • One-on-one strategy session
  • Available anytime between monthly check-ins
  • For active TLC Change Method clients only

Book a free 30-minute discovery call

We'll talk through where you are and what you're working toward, and recommend the service that fits — no pressure, no obligation.

Book Your Free Discovery Call