Let's start your credit journey. Takes about 5 minutes.
A few quick questions help us understand where you are and what you're working toward. Every intake is personally reviewed, and we'll reach out to you with next steps.
Your answers are private
First, a little about you
So we know who to look out for and how to reach you.
What are you working toward?
Your goal shapes the whole strategy. A mortgage plan looks different from a plan for business funding.
Your credit snapshot
Rough answers are fine. This tells us where you're starting from. It's not a judgment.
Your privacy: We will never ask for your Social Security number, account numbers, or passwords on this form.
Your financial picture
Lenders look at more than a score. Ranges are all we need so no exact numbers.
Last step: being ready to do the work
Credit work goes fastest when we're a team. These questions help us understand how ready you are to get started, and let you know honestly if timing might be better later.
Please read this carefully.
Improving your credit is not a quick fix and it is not easy. TLC will guide, educate, and support you every step of the way but you have to do your part: gather and send documents, respond promptly, learn how credit works, change habits where needed, and stay consistent for months, not days. Clients who put in the work get the best results. TLC works best as a partnership, so this process is designed for people who are ready to take an active role in their own progress.
