/* ============================================
   TLC Financial Services — Shared Styles
   Colors pulled from the logo: deep navy,
   magenta-to-gold gradient, warm cream.
   ============================================ */

:root {
  --navy: #0b0e23;
  --navy-light: #171b3d;
  --magenta: #e4257c;
  --gold: #f2b705;
  --cream: #faf6f0;
  --text-dark: #1a1a2e;
  --text-light: #f5f2ea;
  --gradient: linear-gradient(90deg, var(--magenta), var(--gold));
}

* { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: 'Lato', Arial, sans-serif;
  color: var(--text-dark);
  background: var(--cream);
  line-height: 1.65;
}

h1, h2, h3, h4 {
  font-family: 'Playfair Display', Georgia, serif;
  color: var(--navy);
  line-height: 1.25;
}

a { text-decoration: none; }

img { max-width: 100%; display: block; }

.container {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ---------- Header / Nav ---------- */
header {
  background: #000;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 12px rgba(0,0,0,0.4);
}

.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 24px;
  max-width: 1100px;
  margin: 0 auto;
}

.logo-link {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-left: -48px;
}

.logo-link img {
  height: 168px;
  width: auto;
}

nav ul {
  list-style: none;
  display: flex;
  gap: 30px;
  align-items: center;
}

nav a {
  color: var(--text-light);
  font-weight: 600;
  font-size: 15px;
  letter-spacing: 0.3px;
  transition: color 0.2s;
}

nav a:hover { color: var(--gold); }

nav a.current {
  color: var(--gold);
  border-bottom: 2px solid var(--gold);
  padding-bottom: 4px;
}

.nav-cta {
  background: var(--gradient);
  color: var(--navy) !important;
  padding: 10px 20px;
  border-radius: 30px;
  font-weight: 700 !important;
}

.nav-toggle { display: none; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-block;
  padding: 15px 34px;
  border-radius: 30px;
  font-weight: 700;
  font-size: 16px;
  letter-spacing: 0.3px;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
  cursor: pointer;
  border: none;
}

.btn-primary {
  background: var(--gradient);
  color: var(--navy);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(228, 37, 124, 0.35);
}

.btn-outline {
  background: transparent;
  color: var(--text-light);
  border: 2px solid var(--gold);
}

.btn-outline:hover {
  background: var(--gold);
  color: var(--navy);
}

/* ---------- Hero ---------- */
.hero {
  background: #000;
  color: var(--text-light);
  padding: 90px 0 80px;
  text-align: center;
}

.hero .motto {
  text-transform: uppercase;
  letter-spacing: 3px;
  font-size: 13px;
  color: var(--gold);
  font-weight: 700;
  margin-bottom: 18px;
}

.hero h1 {
  color: var(--text-light);
  font-size: 42px;
  max-width: 760px;
  margin: 0 auto 20px;
}

.hero h1 span {
  background: var(--gradient);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.hero p.subtitle {
  font-size: 19px;
  max-width: 620px;
  margin: 0 auto 34px;
  color: #d8d6e8;
}

.hero-btns {
  display: flex;
  gap: 18px;
  justify-content: center;
  flex-wrap: wrap;
}

/* ---------- Split Hero (photo + big type) ---------- */
.hero-split {
  background: var(--cream);
  padding: 0;
  text-align: left;
  overflow: hidden;
}

.hero-split-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  min-height: 620px;
}

.hero-split-text { padding: 60px 50px 60px 0; }

.hero-split .motto {
  text-transform: uppercase;
  letter-spacing: 3px;
  font-size: 13px;
  color: var(--magenta);
  font-weight: 800;
  margin-bottom: 20px;
}

.hero-big-type {
  font-family: 'Playfair Display', serif;
  font-weight: 800;
  text-transform: uppercase;
  font-size: 64px;
  line-height: 0.95;
  color: var(--navy);
  margin-bottom: 26px;
}

.hero-big-type .accent {
  background: var(--gradient);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.hero-split-text p.subtitle {
  color: #333;
  font-size: 17px;
  max-width: 480px;
  margin: 0 0 30px;
}

.hero-split .hero-btns { justify-content: flex-start; }

.photo-placeholder {
  background: var(--navy);
  border: 2px dashed var(--gold);
  height: 100%;
  min-height: 460px;
  border-radius: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  color: var(--text-light);
  text-align: center;
  padding: 20px;
}

.photo-placeholder .cam-icon {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--gradient);
  color: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 26px;
  margin-bottom: 16px;
}

.photo-placeholder .label {
  font-weight: 700;
  color: var(--gold);
  font-size: 15px;
}

.photo-placeholder .sub {
  font-size: 13px;
  color: #b8b6cc;
  margin-top: 6px;
  max-width: 260px;
}

.btn-arrow { margin-left: 8px; }

/* ---------- Sections ---------- */
section { padding: 80px 0; }

.section-label {
  text-transform: uppercase;
  letter-spacing: 2px;
  font-size: 13px;
  font-weight: 700;
  color: var(--magenta);
  margin-bottom: 12px;
  display: block;
  text-align: center;
}

.section-title {
  text-align: center;
  font-size: 34px;
  max-width: 700px;
  margin: 0 auto 50px;
}

.section-title + p.center-lead {
  text-align: center;
  max-width: 650px;
  margin: -34px auto 50px;
  font-size: 17px;
  color: #444;
}

.alt-bg { background: #fff; }

/* ---------- Cards ---------- */
.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.card {
  background: #fff;
  border-radius: 14px;
  padding: 34px 28px;
  box-shadow: 0 4px 20px rgba(11, 14, 35, 0.08);
  border-top: 4px solid transparent;
  border-image: var(--gradient);
  border-image-slice: 1;
}

.card h3 { font-size: 21px; margin-bottom: 12px; }
.card .price {
  font-size: 28px;
  font-weight: 800;
  color: var(--magenta);
  margin-bottom: 14px;
  font-family: 'Playfair Display', serif;
}

.card ul { padding-left: 20px; margin-top: 14px; }
.card ul li { margin-bottom: 8px; font-size: 15px; }

/* ---------- Testimonials ---------- */
.testimonial {
  background: #000;
  color: var(--text-light);
  border-radius: 14px;
  padding: 34px;
  font-style: italic;
  font-size: 17px;
  position: relative;
}

.testimonial .name {
  margin-top: 18px;
  font-style: normal;
  font-weight: 700;
  color: var(--gold);
  font-size: 14px;
}

/* ---------- CTA Band ---------- */
.cta-band {
  background: var(--gradient);
  text-align: center;
  padding: 64px 0;
}

.cta-band h2 {
  color: var(--navy);
  font-size: 32px;
  margin-bottom: 18px;
}

.cta-band .btn-primary {
  background: var(--navy);
  color: var(--text-light);
}

/* ---------- Forms ---------- */
form {
  background: #fff;
  padding: 40px;
  border-radius: 14px;
  box-shadow: 0 4px 20px rgba(11,14,35,0.08);
  max-width: 640px;
  margin: 0 auto;
}

.form-row {
  margin-bottom: 20px;
}

.form-row label {
  display: block;
  font-weight: 700;
  margin-bottom: 6px;
  font-size: 14px;
}

.form-row input,
.form-row select,
.form-row textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1.5px solid #ddd;
  border-radius: 8px;
  font-family: inherit;
  font-size: 15px;
}

.form-row textarea { min-height: 120px; resize: vertical; }

.form-note {
  background: #fff8e6;
  border-left: 4px solid var(--gold);
  padding: 14px 18px;
  font-size: 14px;
  border-radius: 6px;
  margin-bottom: 24px;
}

/* ---------- Footer ---------- */
footer {
  background: #000;
  color: var(--text-light);
  padding: 70px 0 30px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr;
  gap: 60px;
  margin-bottom: 40px;
  max-width: 1000px;
  margin-left: auto;
  margin-right: auto;
  justify-items: start;
}

.footer-grid > div:first-child { padding-right: 20px; }

footer h4 {
  color: var(--gold);
  font-size: 15px;
  margin-bottom: 14px;
  text-transform: uppercase;
  letter-spacing: 1px;
}

footer ul { list-style: none; }
footer li { margin-bottom: 10px; }
footer a { color: #cfcde0; }
footer a:hover { color: var(--gold); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.12);
  padding-top: 20px;
  text-align: center;
  font-size: 13px;
  color: #9997b0;
}

/* ---------- Stat Row (unified graphic panel) ---------- */
.stat-panel {
  max-width: 950px;
  margin: 0 auto;
  background: #000;
  border-radius: 20px;
  padding: 10px;
  box-shadow: 0 20px 50px rgba(11,14,35,0.25);
  position: relative;
  overflow: hidden;
}

.stat-panel::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 6px;
  background: var(--gradient);
}

.stat-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
}

.stat-item {
  text-align: center;
  padding: 44px 24px;
  position: relative;
}

.stat-item:not(:last-child)::after {
  content: '';
  position: absolute;
  right: 0;
  top: 20%;
  bottom: 20%;
  width: 1px;
  background: rgba(255,255,255,0.12);
}

.stat-icon {
  width: 76px;
  height: 76px;
  border-radius: 50%;
  background: var(--gradient);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 18px;
  box-shadow: 0 8px 20px rgba(228, 37, 124, 0.25);
}

.stat-icon svg {
  width: 34px;
  height: 34px;
  stroke: #fff;
  fill: none;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.stat-item .stat-number {
  font-family: 'Playfair Display', serif;
  font-size: 30px;
  font-weight: 800;
  background: var(--gradient);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  display: block;
  margin-bottom: 6px;
}

.stat-item p {
  font-size: 14px;
  color: #cfcde0;
}

/* ---------- Steps / How It Works ---------- */
.steps-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.step-item { text-align: center; position: relative; }

.step-item:not(:last-child)::after {
  content: '\2192';
  position: absolute;
  top: 18px;
  left: calc(100% - 14px);
  width: 28px;
  font-size: 26px;
  font-weight: 900;
  color: var(--gold);
  z-index: 2;
}

.step-item .step-label {
  text-transform: uppercase;
  letter-spacing: 1.5px;
  font-size: 11px;
  font-weight: 800;
  color: var(--magenta);
  margin-bottom: 10px;
  display: block;
}

.step-icon {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: var(--gradient);
  color: var(--navy);
  font-size: 28px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 18px;
  font-family: 'Playfair Display', serif;
  box-shadow: 0 8px 20px rgba(228, 37, 124, 0.25);
  position: relative;
  z-index: 1;
}

.step-item h4 {
  font-size: 16px;
  margin-bottom: 8px;
  color: var(--navy);
}

.step-item p { font-size: 14px; color: #555; }

/* ---------- Video Placeholder ---------- */
.video-placeholder {
  max-width: 640px;
  margin: 0 auto;
  aspect-ratio: 16 / 9;
  background: var(--navy);
  border: 2px dashed var(--gold);
  border-radius: 16px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  color: var(--text-light);
  text-align: center;
  padding: 20px;
}

.video-placeholder .play-icon {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--gradient);
  color: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 26px;
  margin-bottom: 16px;
}

.video-placeholder .label {
  font-weight: 700;
  color: var(--gold);
  font-size: 15px;
}

.video-placeholder .sub {
  font-size: 13px;
  color: #b8b6cc;
  margin-top: 6px;
}

/* ---------- Stars ---------- */
.stars { color: var(--gold); font-size: 15px; margin-bottom: 10px; letter-spacing: 2px; }

/* ---------- Story / About page ---------- */
.story-block {
  max-width: 780px;
  margin: 0 auto;
}

.story-block p { margin-bottom: 22px; font-size: 17px; }

.pull-quote {
  font-family: 'Playfair Display', serif;
  font-size: 24px;
  color: var(--magenta);
  border-left: 4px solid var(--gold);
  padding: 6px 0 6px 24px;
  margin: 34px 0;
  font-style: italic;
}

/* ---------- Responsive ---------- */
@media (max-width: 860px) {
  .card-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero h1 { font-size: 32px; }
  .stat-row { grid-template-columns: 1fr; }
  .steps-row { grid-template-columns: repeat(2, 1fr); }
  .step-item::after { display: none; }
  .hero-split-grid { grid-template-columns: 1fr; min-height: auto; }
  .hero-split-text { padding: 50px 24px 30px; }
  .hero-big-type { font-size: 42px; }
  .photo-placeholder { min-height: 300px; }
}

@media (max-width: 720px) {
  .logo-link { margin-left: -10px; }
  .logo-link img { height: 70px; }
  nav ul {
    position: fixed;
    top: 80px;
    left: 0;
    right: 0;
    background: var(--navy);
    flex-direction: column;
    padding: 24px;
    display: none;
    gap: 20px;
  }
  nav ul.open { display: flex; }
  .nav-toggle {
    display: block;
    background: none;
    border: none;
    color: var(--text-light);
    font-size: 26px;
    cursor: pointer;
  }
}